COVID-19

Note: USDA compiled a resource guide that organizes all federal funding opportunities identified in the CARES Act and other resources that can help support rural America. Opportunities are categorized by customer and assistance type.

CLICK HERE to access the guide.

Also, Johns Hopkins has released a tool that helps businesses assess their own risks in reopening, and provides guidelines. Visit the Johns Hopkins’ Center for Health Security Operational Toolkit for Businesses Considering Reopening

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The following information is for Small Businesses, Rural Communities, Local Governments and Individuals. It is current as of May 25th. Information is subject to change and will be updated accordingly.  

Small Business Support Resources

Small Business Administration 

CLICK HERE to access SBA relief options. The US. Chamber of Commerce released a Small Business Guide and Checklist that is useful. The two most frequently used SBA programs include:

  • SBA Releases Paycheck Protection Program Loan Forgiveness Application: The U.S. Department of Treasury's Small Business Administration (SBA) released the much anticipated Paycheck Protection Program (PPP) loan forgiveness application. PPP loan borrowers will submit this application to their lenders to request forgiveness of part or all of their PPP loans. CLICK HERE
  • Paycheck Protection Program (PPP): for small business (generally less than 500 employees), 501(c)(3)s, self-employed, sole proprietors, and independent contractors. This loan program provides loan forgiveness for retaining employees.  It is primarily for payroll, however a portion also may be used for rent, interest on mortgage, and utilities. As long as you spend the funds appropriately, the debt is forgiven. 
  • Economic Injury Disaster Loan (EIDL): for small businesses and non-profits (including faith-based) with less than 500 employees, sole proprietors, independent contractors. Provides up to $2 million working capital loan up to 30-year term (3.75% and 2.75% non-profits), and up to $200,000 without a personal guarantee. NOTE: This includes a $10,000 emergency grant within 3 days that does not have to be repaid.

Note:  You can apply for both PPP and EIDL but you must be careful about double-dipping! It is recommended you get in touch with a lender to discuss the best options for you. 

Lenders 

The SBA has a tool to find a nearby lender eligible to issue a loan under the Paycheck Protection Program CLICK HERE.  For more information, contact the South Texas SBA District Office.

LiftFund

LiftFund is a non-profit organization, headquartered in Texas, that helps small business owners with limited access to capital by providing small business loans and minority business loans. LiftFund is currently offering COVID-19 loans to assist small business during this time. This includes a disaster relief loan for small businesses up to $50,000 with up to 120-day payment deferment CLICK HERE.

Small Business Development Center at Del Mar College

The advisors at the Del Mar College SBDC are available to virtually assist you with your SBA Business Disaster Loan Assistance documents. SBDC offers a Small Business Resource Guide and counselors available to work one on one with businesses to identify resources. Remember that all advising services are at no-cost and confidential. To schedule an appointment CLICK HERE. If you are in a different region, you can find local SBDC support through the SBA locator CLICK HERE.

Workforce Solutions for the Coastal Bend

Workforce Solutions has a list of Coronavirus Information & Resources For Texas Employers, including Frequently Asked Questions and links to additional information CLICK HERE.

Corpus Christi Regional Economic Development Center

CCREDC provides additional details and links to Texas Workforce Commission programs, IRS programs and more. These programs provide Texas employers with an alternative to layoffs, including voluntary programs to help Texas employers and employees withstand a slowdown in business CLICK HERE.

Rural Community Support Resources

USDA unveiled a one-stop-shop of federal programs that can be used by rural communities, organizations and individuals impacted by the COVID-19 pandemic. The COVID-19 Federal Rural Resource Guide (PDF, 349 KB) is a first-of-its-kind resource for rural leaders looking for federal funding and partnership opportunities to help address this pandemic. The resource guide will help rural leaders, whether they are in agriculture, education, health care or any other leadership capacity, understand what federal assistance is available for their communities during this unprecedented time. USDA has taken many immediate actions to assist farmers, ranchers, producers, rural communities, and rural-based businesses and organizations impacted by the COVID-19 pandemic CLICK HERE.

Local Government Resources 

The FEMA Mitigation team has put together an index of COVID-19 supplemental offerings. The index is not a final policy interpretation, but a reference to assist local government conversations, especially considering long-term disaster recovery. This index includes any offering entered under the following headings: CARES Act; Coronavirus Preparedness and Response Supplemental Appropriations Act; Families First Coronavirus Response Act; and Paycheck Protection Program and Health Care Enhancement Act.

SEE BELOW to access the Supplemental Guide PDF as of April 28th.

Individual Support Resources

United Way of the Coastal Bend

For those experiencing distress due to COVID-19, we encourage you to visit the United Way of the Coastal Bend’s website for helpful information on how we can get through this together. There are mental health resources as well as information on a multitude of programs that address many of the circumstances being faced by members of this community CLICK HERE.

Texas Workforce Commission

TWC is taking action to implement the new law and working with the Department of Labor to implement the act while continuing to work tirelessly to process unemployment insurance claims caused by the COVID-19 pandemic.  If you think you may need unemployment assistance, you are encouraged to ACT NOW. There is an unprecedented need and systems are having difficulty keeping up CLICK HERE.

Food & Nutrition Programs

The U.S. Department of Agriculture (USDA) is working to be as flexible as possible to get food out to the people who need it during the COVID-19 National Emergency. We have already begun to issue waivers to ease program operations and protect the health of participants CLICK HERE.

Essential Workers Childcare Support

The Frontline Child Care Portal allows essential workers to search for child care facilities near them, as well as facility operating hours and the number of seats available. It also includes links to Texas Health and Human Services Commission inspections and compliance records for each operation. The website also helps parents find other basic information about child care including health and safety information and step-by-step instructions for applying for child care financial assistance. Additionally, the website gives frontline employers guidance to assist their employees in need and provides child care centers and school districts resources to support their child care programs CLICK HERE.

Catholic Charities

Financial Assistance, Choice Food Pantry, and SNAP Benefit clients can schedule an appointment (no walk-ins at this time). Financial Assistance days are Tuesday and Wednesday. Choice Food Pantry days are Monday – Thursday.  No appointments will be available between 12:30 – 1:00 pm. For more information or to schedule an appointment, please call (361) 884-0651. For more information CLICK HERE.

If you have additional questions contact Dr. Katya Wowk at katya.wowk@tamucc.edu.  Katya is your Coastal Bend Council of Governments CEDS Committee Chair and a Senior Researcher at the Harte Research Institute, Texas A&M University Corpus Christi. 

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Submitted by kwowk on Wed, 04/08/2020 - 1:50 PM